TUFFSTUFF is a specialised insurance product for 4x4's & SUV's

For the purposes of insuring your vehicle under TUFFSTUFF, we recognise the following vehicles:

Category 1 - 4x4's

1. Four wheel drive station wagons of all makes with a diff-lock and a low range option.
   Examples being Land Rover, Audi Q7, VW Touareg, Porsche Cayenne, Nissan Patrol,  Toyota Landcruiser, Prado etc.
2. Four wheel drive Double Cabs of all makes with diff-lock and low range.

Category 2 - Sport Utility Vehicles (SUV's).

1. Four wheel drive station wagons of all makes with a diff-lock but without low range option.

Category 3 - Lifestyle Utility Vehicles (LUV's).

1. Four wheel drive station wagons without diff-lock or low range options.
2. 2x4 Double cabs with diff-lock option.

Category 4 - Quads and off-road motor cycles.

The following are EXAMPLES of makes/models which are eligible for the TUFFSTUFF:-

BMW - X3, X5
Porsche - Cayenne
Fords - Ranger , Montana, Courier, F250, Territory
Tata - Telcoline 2.0 D/C tdi 4x4
Nissan - Hardbody, Navara, Patrol, X-Trail, Murano
Ssang Yong - Musso
Daihatsu - Terios, Rocky
Subaru - Forester
Hyundai - Sante Fe, Terracan
Toyota - Hi Lux, Landcruiser, Prado,
Honda - CRV
Rav's
Isuzus - KB's
Volvo - XC's
Jeep - Wrangler, Cherokee
VW - Touareg's
Landrover - Defender, Freelander, Discovery, Range Rover
Mahindra - Scorpio, Bolero
Mazda - Drifter
Mercedes - ML's
Mitsubishi - Rodeo's, Outlander, Pajero

The following is a list of declined risks:-

• Commercially used vehicles
• Plumber, Building contractors, Electricians, Garden services etc

You can extend this product to include all lifestyle cover such as

• Mountain & road bicycles.
• Quads & offroad motor cycles.

The definition of a Quad bike:

A quad bike can be defined as an all-terrain vehilce (ATV) with three or four wheels but can have up to six ona specialized modified version.

The definition of a Motorcycle:

A motorcycle (which is also referred to as a motorbike) is a single-track, two-wheeled motor vehicle that is powered by an engine.

• Boats & jet-skis
• Camping & fishing gear
• And much more....

Tour and Safari Operator vehicles can also be covered explicitly by the TUFFSTUFF lifestyle and leisure insurance policy. These vehicles include: 4X4's, double cabs and LDV's.

The territorial limits of TUFFSTUFF are:

TUFFSTUFF is not only for your vehicle and lifestyle gear but can be combined with your normal domestic insurance policy for comprehensive cover of all your risk.