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Welcome to TUFFSTUFF

It all started in 1991 in Botswana.

TUFFSTUFF was conceived one warm summer's evening around a campfire in Botswana. At that time, no specialised insurance product was available to 4x4 owners who ventured into Africa. This is when TUFFSTUFF pioneered, designed and developed the specialised off-road insurance product as it is known in the market today. Call it what you like, off roading, over landing, 4x4-ing, or simply going cross country, if you are serious about the protection you want from your insurance policy then you need TUFFSTUFF. The historical success of this product has firmly placed TUFFSTUFF as the market leader in all aspects of outdoor lifestyle, 4x4 and all wheel drive vehicle insurance products.

We invite you to browse the site in order to learn more about TUFFSTUFF and what we offer. Alternatively complete our contact form and a consultant will contact you to discuss your insurance needs.


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Mobi App Now Available

Download the REAM Insurance Brokers Mobi App from your App platform
and access your TUFFSTUFF and TopMarque policies, request quotes, update your information and much more...




Available for Android, Windows, Blackberry and iPhones


For EMERGENCIES call TUFFASSIST on +27(0) 12- 941- 0979

INTERNATIONAL MEDICAL EVACUATIONS - +27(0) 10 209 8753


 This site is managed and developed by REAM Insurance Brokers (Pty) Ltd.

FSP license number 1422

TUFFSTUFF is a specialised insurance product and registered trademark.